DAVE IS RIGHT!!!

I have been working the Baby Steps now for just over three months. The net results are very respectable. What's more I haven't paid some scam artist to help me get out of debt either! Which was a temptation I successfully avoided nearly five months ago. AND what is even more impressive is that the Debt CON-solidation loan on our house which we didn't qualify for in the end was totally not needed. That is a serious revelation folks! We were convinced by the ads and everything we were told by real estate folks that this was the route we needed to go. Well, they were wrong. THANK GOODNESS we were just enough out of balance to not qualify for that scam a second time.



So how did I solve the nearly $800 deficit that my family had on a monthly basis? I took a second job at one of the Schuck's Auto Parts Stores. I knew the manager and knew he needed the help. I was right and thus I got the job. It has not been easy or fun working 65 hours or more a week but I am seeing the value of what Dave calls "Working Like NO ONE ELSE..."



I knew my friend the manager was in need of Dave's plan as well. So I gave him the book on CD. He and his wife are now working their own Total Money Makeover and they are succeeding! WOW! It is such a simple plan and there are no MLM gimmicks or gotchas. I have to say that I am still very much sold on this TMMO plan of Dave Ramsey's.



We are going to be able to pay off our only credit card in five days! This is a major way point for us on our path to personal financial peace. We got this credit card shortly after we got married and we thought it would never carry a balance; for a few months this was the case. Dave loves to say when you play with snakes you are going to get bit. He was right! We had a few medical emergencies and an incident with our car and boom we were carrying a balance. Now nine years later we are going to be RID of the snake FOREVER!!! What a GREAT FEELING!



I can see the light at the end of the tunnel and I know it isn't a train! It is the blessed light of FREEEEEDOOOMMMMM!!!! WOW! I used to think that I would have to find some business opportunity to get the G.O.O.D. life. Now I know better. It isn't how much you make it is how you use it.



Dave is right!

Rumors of my untimely demise...

Contrary to the rumors circulating I am indeed still alive; just working two jobs... Hence the decrease in actual blog time available to me. I have mostly adjusted to this new schedule and I hope to be able to post once a month from this time forward. If you are wondering why this is the case I suggest you stop by my financial councilor's website . It is all his fault as he has modivated me to get out of debt FOREVER! Hence, I actually have need of a breif burst of income to help move my debt snowball downhill faster.