Friday, July 27, 2007
The Seven Baby Steps...
For those who are interested here are the Seven Baby Steps to Financial Peace in your life, that Dave Ramsey has laid out. These are the steps that I am following to become debt free. I am at step two and have shreaded my credit card and am gald of the clear path out of debt.
Saturday, July 21, 2007
Bubba is the Devil!!!
The following link is a funny parody that will have a little too much truth in it for comfort in it for mamy who read this blog and listen to audio. My advice is to be brave and stop taking the Dumb-Dumbs at the bank. The are telling you something important about debt; IT IS DUMB!
However I know that nearly 75% of my readers are in its grasp and over half of them are as guilty as I have been of the such credit crimes as ol' Bubba Bezel's H.E.L.L. ; we either have learned or are learning that it is a short cut to more misery and grief in the financial arena.
I believed all the advertising years ago. I drank the sweet smelling Koolaid; sadly it gave me fish breath debitosis. We have now gone one full month without our credit card living on a Dave budget; Life has never been more hopeful. We can finally see how we are going to pay ol' Bubba off.
However I know that nearly 75% of my readers are in its grasp and over half of them are as guilty as I have been of the such credit crimes as ol' Bubba Bezel's H.E.L.L. ; we either have learned or are learning that it is a short cut to more misery and grief in the financial arena.
I believed all the advertising years ago. I drank the sweet smelling Koolaid; sadly it gave me fish breath debitosis. We have now gone one full month without our credit card living on a Dave budget; Life has never been more hopeful. We can finally see how we are going to pay ol' Bubba off.
Thursday, July 19, 2007
The true cost of a NEW CAR!!!
After you have watched this video you I know what I did... (I put my car up for sale and began searching craigslist for a car I could pay cash for and drive for the next ten months...) The question is what will you do.
Saturday, July 7, 2007
Dave Ramsey's - Total Money Make Over
WOW!
This is a powerful book about our finances today. I found hope inside this book in a way that I have not in countless other "financial solution" books. Dave is a brilliant commentator with the real world smarts of experience to back up his statements.
I began my own Total Money Makeover after listening to this book. It has helped me to understand what it is that I didn't learn in school or the 20 years since about finances and why "I am doing ok!" just isn't ever going to get any better. The reason is clear and I feel it is best summed up by a quote by another genius, Albert Einstein.
Insanity: doing the same thing over and over again and expecting different results.
Utilizing, Dave's six simple steps has allowed me to totally reorganize my financial life in a way that has allowed me to cut up my credit card and live life in a manner that is fiscally responsible. I am have completed step one and am now working step to with "gazelle" intensity. It has allowed me to create a realistic plan to become 100% debt free in SEVEN YEARS' time with over 20,000 dollars in the bank. WOW!
We started this plan a week ago, yet we have already paid off over $1400 in debt! We have committed to this plan and it is working! Now we have only $238,500 of debt to go. I know it sounds crazy but we are unlike many other plans this one is working. Mind you this is no get rich quick plan! It is a plan that require work! Yes, I said the four letter word. But trust me Dave's plan is easy to understand and even better, it is a workable plan.
Ultimately all I can tell you in this short review is that this book is AN ABSOLUTE MUST BUY!
If you are skeptical read it and check back; I will keep you all up to date on the progress of this truly amazing plan.
This is a powerful book about our finances today. I found hope inside this book in a way that I have not in countless other "financial solution" books. Dave is a brilliant commentator with the real world smarts of experience to back up his statements.
I began my own Total Money Makeover after listening to this book. It has helped me to understand what it is that I didn't learn in school or the 20 years since about finances and why "I am doing ok!" just isn't ever going to get any better. The reason is clear and I feel it is best summed up by a quote by another genius, Albert Einstein.
Insanity: doing the same thing over and over again and expecting different results.
Utilizing, Dave's six simple steps has allowed me to totally reorganize my financial life in a way that has allowed me to cut up my credit card and live life in a manner that is fiscally responsible. I am have completed step one and am now working step to with "gazelle" intensity. It has allowed me to create a realistic plan to become 100% debt free in SEVEN YEARS' time with over 20,000 dollars in the bank. WOW!
We started this plan a week ago, yet we have already paid off over $1400 in debt! We have committed to this plan and it is working! Now we have only $238,500 of debt to go. I know it sounds crazy but we are unlike many other plans this one is working. Mind you this is no get rich quick plan! It is a plan that require work! Yes, I said the four letter word. But trust me Dave's plan is easy to understand and even better, it is a workable plan.
Ultimately all I can tell you in this short review is that this book is AN ABSOLUTE MUST BUY!
If you are skeptical read it and check back; I will keep you all up to date on the progress of this truly amazing plan.
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